Take dollars with you and just keep them in your safe. There was no cash machine last Christmas on the Sea Princess and friends had problems getting currency. If they used their debit card on certain islands then they were given the local currency rather than American Dollars. Thus they had to try and work out what they would need for that day and just get enough. They did go to local banks but had to carry their passports/cards round with them all day. We just took dollars and settled some of our account with what we had left at the end of the trip. Enjoy - it is a wonderful ship/staff


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